OnlineCheckWriter vs. Plastiq: Choosing the Right Payment Platform

Plastiq alternative
Illustration of people with online banking

Choosing the right Plastiq alternative is essential for businesses and individuals seeking convenience, security, and cost-effectiveness. Plastiq has long been a trusted name in the market, but it’s important to explore alternatives to ensure you make an informed decision. In this article, we will compare OnlineCheckWriter with Plastiq and help you choose the payment platform that best suits your needs.

Payment Features and Flexibility

Both OnlineCheckWriter and Plastiq offer a range of payment features that simplify the payment process. However, OnlineCheckWriter provides additional flexibility by allowing users to create and mail physical checks online. This feature can be particularly beneficial for businesses that prefer traditional check payments. Plastiq, on the other hand, focuses primarily on online card payments.

Cost Comparison

When it comes to cost, OnlineCheckWriter has a significant advantage over Plastiq. Plastiq charges transaction fees for each payment, which can add up quickly, especially for businesses with high payment volumes. OnlineCheckWriter offers cost-effective pricing plans without transaction fees, making it a more affordable option for businesses that process a large number of payments.

Security Measures

Both OnlineCheckWriter and Plastiq prioritize security, but OnlineCheckWriter goes the extra mile with its advanced security features. It implements multi-factor authentication and encryption protocols to safeguard payment information. OnlineCheckWriter also includes built-in fraud prevention measures, providing added protection against fraudulent activities. Plastiq, while secure, does not offer the same level of comprehensive security features.

Integration and User Experience

Integrating an online payment platform seamlessly into your existing workflow is crucial for a smooth payment process. OnlineCheckWriter offers seamless integration with popular accounting software and banking systems, allowing for effortless payment management. Plastiq also provides integration options but may not offer the same level of flexibility and compatibility.


Both OnlineCheckWriter and Plastiq are reputable payment platforms with their own set of features and benefits. When choosing between the two, consider your payment preferences, cost considerations, security requirements, and integration needs. OnlineCheckWriter stands out as a cost-effective option that offers enhanced security features and flexibility in payment methods. Evaluate your specific requirements to make an informed decision and select the payment platform that aligns with your needs.

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